Although cash， cheques and indeed cards will remain an option for shoppers,， he says,， these new ways of paying will take a growing share of the payments market in 10 years’ time。

　　盡管現(xiàn)金,、支票以及信用卡將會仍然成為顧客支付的選擇,，他說這種可穿戴式的支付手段將在10年內(nèi)逐漸占據(jù)更大的市場份額。

　　Such a prospect sounds frightening for anyone who already has concerns about corporations,， and potentially hackers,， tracking our whereabouts or spending habits。

　　這樣的前景將使那些已經(jīng)對現(xiàn)在的企業(yè)漏洞和潛在的黑客威脅深感不安的人們更加憂慮,，因為這將可以追蹤人們的去向和消費習(xí)慣,。

　　Mr Sajed argues that nothing will be done without permission。

　　Sajed先生反駁說除非消費者授權(quán),，否則什么都不會做,。

　　“We would never track anyone’s location or data without their express knowledge。 and it would only be for things that the customer has allowed us to do,�,！�

　　他指出只有在消費者明確知道自己被定位的情況下，信用卡公司才會追蹤和定位消費者的信息,，并且這將只會用于消費者允許信用卡公司所處理的事務(wù)中,。

　　There is an extra benefit， he says,， as it is much easier to authorise a transaction when a card company knows a customer’s location,。 It is easier to stop fraud for the same reason。

　　他認(rèn)為這還有一項額外好處,，即如果信用卡公司能夠通過掌握消費者所在的位置,，那么它們將可以更便捷的批準(zhǔn)一項交易，并且可以預(yù)防詐騙,。

　　A link in the background between the individual and the payment system is required for any of this to work,。 This already happens with shopping portals like Amazon and services such as Uber allowing a single-click transaction because bank or credit card details are loaded when the customer first signs up。

　　對于新的支付系統(tǒng)來說,，把個人和支付系統(tǒng)相連的后臺也是必不可少的,。這樣的后臺連接在購物或者服務(wù)平臺上已經(jīng)實現(xiàn),，比如說亞馬遜和優(yōu)步公司。它們允許顧客在登陸后將銀行或信用卡信息進(jìn)行捆綁,，從而使得顧客只需點擊一下即可完成交易,。

　　“These emerging technologies still use the existing， underlying rails of the card payments system,，” says Richard Koch,， head of policy at the UK Cards Association

　　“這項新的技術(shù)其實還是沿用了已經(jīng)存在的支付卡交易系統(tǒng)”，來自英國信用卡協(xié)會的Richard Koch先生說,。

　　As this digital market becomes more prevalent,， and the technology advances， there will be a battle among banks,， payment providers and others for their product to be used,。

　　隨著數(shù)字交易市場的流行和科技的進(jìn)步，銀行,、支付手段供應(yīng)商以及其他提供支付手段產(chǎn)品的平臺將勢必會有一場惡戰(zhàn),。

　　The UK Cards Association predicts there will be almost 21 billion “card” transactions in the UK in 2025， up from 12.6 billion last year,。 Of these,， 3.6 billion will be credit card purchases compared with 2.5 billion last year。

　　英國信用卡協(xié)會預(yù)測,，英國在2025年將會有210億廣義的信用卡交易,，而這一數(shù)字在去年則是126億。其中信用卡購買頻率將從去年的25億增加到36億,。本文轉(zhuǎn)自《外研社》